Income Protection

Income Protection

At MultiBroker, we offer income protection plans designed to provide a safety net for unforeseen circumstances that could impact your ability to work and earn an income. Our comprehensive income protection policies ensure that you can protect your bills, mortgage payments, and even cover sports and dangerous activities.

Protect Your Bills with Income Protection

Financial obligations don’t take a break when you’re unable to work due to illness, injury, or disability. Our income protection plans offer peace of mind by providing a regular income to cover your essential bills and living expenses during your recovery period.

Key Features:

  • Regular Income Replacement: In the event of being unable to work due to illness or injury, our income protection policy ensures that you receive a regular income, typically a percentage of your pre-tax earnings.
  • Bill Coverage: Use the income replacement to cover your essential bills such as rent or mortgage payments, utilities, groceries, transportation costs, and other necessary expenses.
  • Flexibility: Our income protection plans offer flexibility in terms of benefit duration, waiting periods, and coverage options, allowing you to choose a policy that aligns with your specific needs and circumstances.

Protect Your Mortgage with Income Protection

One of the most significant financial commitments for many individuals is their mortgage. Our income protection plans can safeguard your ability to make mortgage payments, ensuring that you don’t face the risk of losing your home in the event of illness, injury, or disability.

Key Features:

  • Mortgage Repayment Coverage: In the event of being unable to work due to a covered condition, our income protection policy can provide a regular income specifically dedicated to covering your mortgage repayments.
  • Prevent Default or Foreclosure: By having income protection in place, you can maintain your mortgage repayments, preventing default or foreclosure and ensuring the security of your home.
  • Peace of Mind: With the knowledge that your mortgage payments are covered, you can focus on your recovery and have peace of mind knowing that your most significant financial commitment is protected.

Sports and Dangerous Activities Coverage with Income Protection

Engaging in sports and dangerous activities carries inherent risks. Our income protection plans offer coverage for individuals involved in these activities, providing financial protection in case of injuries that may prevent you from working.

Key Features:

  • Sports and Dangerous Activities Coverage: Our income protection policies can provide coverage for injuries sustained during sports and dangerous activities, including high-risk hobbies or professional pursuits.
  • Income Replacement: If you’re unable to work due to a covered injury, our income protection policy will replace a percentage of your pre-tax earnings, ensuring you have financial support during your recovery.
  • Tailored Solutions: We understand that different sports and activities carry varying risks. Our policies can be customized to suit your specific needs, taking into account the level of coverage required for your particular activity.

Secure Your Financial Stability with Income Protection Today

At MultiBroker, we prioritize your financial security and offer income protection plans to protect your bills, mortgage payments, and even cover sports and dangerous activities. With our comprehensive policies, you can have peace of mind knowing that your income and financial stability are safeguarded, allowing you to focus on what matters most—your well-being and recovery.

Unable to Work

Bill Protection

Income protection is a type of insurance that provides you with a regular income if you’re unable to work due to illness, injury, or disability…

Dangerous Sports Cover

Sports & Dangerous Activities

At Multibroker, we understand that your love for hazardous sports and dangerous activities comes with its own set of risks…

Cover the cost of your mortgage

Mortgage Payment Protection

Is income protection required to get a mortgage? No, income protection is not a legal requirement when obtaining a mortgage…

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If you’re ready to start or continue on your mortgage journey, please contact one of our trusted mortgage advisers.

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